green background with Arbor Bank logo

Continuity gives us roots; Change gives us branches, letting us stretch and grow and reach new heights." Pauline R. Kezer

Core Focus

Our passion is to create raving fans by GROWING the value in every relationship.

Core Values

Take Total Ownership

  • Always operate with integrity and be trustworthy
  • Do what it takes to be the solution
  • Be accountable to our values, to each other, and to our clients – every day

Embrace Urgency

  • Focus on the When
  • Relentlessly deliver
  • View challenges as opportunities

Be a Guiding Force

  • Be a consultant and trusted advisor for our clients
  • Have a laser-like focus on our client’s best interest
  • Develop opportunities that help our clients grow

Be One Team

  • We are stronger when we work together
  • We are best when we work in partnership
  • We celebrate success

Do Different Better

  • Deliver a WOW experience
  • Enhance lives through innovation
  • Base decisions on what makes sense

Do What You Do Best

  • Be All-In on Strengths
  • Work with contagious passion
  • Talent is everything



Our History

Arbor Bank's roots stem back to 1865 when we were first established in Nebraska City. We remain the oldest state bank in Nebraska. We continue to strongly invest in the growth of Southeast Nebraska and Southwest Iowa with financial and community support.

May 8, 1865

Nebraska City institution is established. Original name: Otoe County National Bank of Nebraska City.

December 23, 1881

Oakland institution is established. Original name: Citizens State Bank.

January 1, 1891

Sidney institution is established. Original name: Fremont County Savings Bank.

November 18, 2002

Fremont County Savings Bank opens a branch in Omaha. Bank name changes to: First Community Bank.

June 1, 2007

Citizens State Bank of Oakland and Otoe County Bank of Nebraska City are merged to form Arbor Bank.

June 30, 2011

First Community Bank and Arbor Bank combine operations to become one bank, Arbor Bank.

May 2015

Arbor Bank celebrates 150 years!

October 2019

Arbor Bank opens a new location in Elkhorn, Nebraska.

January 2023

Arbor Bank opens a new location in Hamburg, Iowa.

 Find one of our locations

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