| Privacy |
Arbor Bank and First Community Bank take great pride in having served our customers for over 100 years. Today’s world is quite different from the 1800's, however our outlook has not changed. Your trust is the foundation of our organization so we work diligently to safeguard your privacy. Your financial information is kept in the strictest confidence.
Privacy PolicyConfidentiality and Security of Nonpublic Personal Information
Arbor Bank and First Community Bank restricts access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. Arbor Bank and First Community Bank maintains physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.
Information We Collect
Arbor Bank and First Community Bank collect nonpublic personal information about you from the following sources:
- Applications or other forms
- Transactions with us and affiliates
- Information from credit reporting agency and other sources
Arbor Bank and First Community Bank do not disclose any nonpublic personal information about you to anyone, except as permitted or required by law.
Sharing With Nonaffiliated Third Parties
Arbor Bank and First Community Bank will not share your nonpublic personal information with nonaffiliated third parties without your prior permission except for those purposes permitted or required by law, such as joint marketing, servicing your account or preventing unauthorized transactions.
Sharing With Affiliate Banks
In the normal course of business, and as permitted by law, Arbor Bank may share your nonpublic personal information with First Community Bank. In the normal course of business, and as permitted by law, First Community Bank may share your nonpublic personal information with Arbor Bank. We do so, to offer you other financial products and services that may be of interest. The type of information the bank shares could include your name, address and other identifying information. We may also share information about your transactions and experience with us. We will not share any other information related to your creditworthiness with the affiliate bank without first giving you the opportunity to opt-out of such sharing.
Nonpublic Personal Information and Former Customers
Arbor Bank and First Community Bank do not disclose nonpublic personal information about former customers, except as required or permitted by law.
PATRIOT Act
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. When you open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.