Personal Checking Accounts







Heritage Club Checking
Benefits and Events

Account Overview

Many  benefits. No    hidden charges

 A popular account that fills a wide range of needs

 A great starter account for those under 20*

 If you wish to earn interest on your balance, this account is for you

 For our customers age 55 or better

Minimum Balance
to avoid service charge

 None  None  None  $750  None


 None  None  None  Yes  Yes


  • Free Online Banking, Bill Pay, Arbor Mobile and eStatements
  • Free Telephone Banking
  • Free Debit Card
  • Free Notary Service
  • Unlimited Check Writing
  • Preferred rates on Installment Loans with auto debit**
  • Night Drop Service


  • Free personalized club checks
  • Discounted designer checks
  • Safe Deposit Box (free for one year)
  • Check images returned


  • Check images returned


  • Check images returned
  • Free personalized club checks or discounted designer checks (one box per order)
  • Safe Deposit Box (free for one year)
  • Check images returned
  • Free Cashiers Checks and stop payments
  • Free photo copies (up to 5 per day)
  • Heritage Club Benefits


Monthly Service Charge

 None  $5 per month  None  $8 per month if balance drops below $750  None


* Additional joint owner may be required for minors.
** Applies to new loans and refinancing. Subject to credit approval.
▪ All Arbor Bank accounts offer Free Bill Pay for standard usage. There are enhancements that my be used at your discretion at addditional cost.
▫ Message and data rates may apply.

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