Deposits

Electronic Solutions

	Free Checking	Club Checking	Student Checking	Investment Checking	Heritage Club Checking Benefits and Events
Account Overview	Many benefits. No hidden charges.	A popular account that fills a wide range of needs.	A great starter account for those under 20. **	If you wish to earn interest on your balance, this account is for you!	For our customers age 55 or better.
Minimum Balance	None	None	None	$750	None
Interest	None	None	None	Yes	Yes
Benefits	Free Online Banking and Bill Pay Free eStatements Free Debit Card Free Notary Service Mobile access via Arbor Mobile Unlimited Check Writing Preferred rates on Installment Loans with auto debit*
Extras		Free personalized Club Checks Discounted Designer Checks Safe Deposit Box (Free for one year) Check Images Returned Optional paper statement	Check Images Returned Optional paper statement	Check Images Returned Optional paper statement	Free personalized Club Checks Discounted Designer Checks Safe Deposit Box (Free for one year) Check Images Returned Optional paper statement No fee Cashiers Checks Free photo copies (up to 5 per day) Heritage Club Benefits
Monthly Service Charge	None	$5 per month	None	$8 per month if balance drops below $750	None