Grow Your Future with a Home Equity Line of Credit

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2.99% APR* Introductory Rate - Fixed Rate for the first 12 months.

4.50% APR* Non-introductory APR - Variable rate for the remainder of the term.

Make those home improvements you've been putting off, consolidate credit card debt, or pack your bags for a dream getaway - it's up to you.



*APR=Annual Percentage Rate. The 2.99% APR is guaranteed for 12 months at the time of closing and is variable thereafter. The loan must be opened by July 18, 2015 to receive the introductory rate. Then the variable APR will be tied to the Wall Street Journal Prime Rate (currently 3.25%) based on your credit score, with a minimum APR of 4.50%. Maximum margin above WSJP is 2.0%, margin could be lower based on credit score. Subject to credit approval including income verification and collateral evaluation. The maximum APR that can be imposed is 18%. The current Non-Introductory APR is 4.50%. Minimum credit line is $10,000. Maximum term is 60 months. For Nebraska residents an Annual Fee of $50 will apply after the First Twelve Months. For Iowa residents an Annual Fee of $15.00 applies after the First Twelve Months. If you make only the minimum interest payments, you may not repay any of the principal balance by the end of this payment stream. You will then be required to pay the entire balance owing in a single balloon payment. Homeowner’s property insurance is required. Flood insurance may be required. A tax advisor should be consulted regarding deductibility of interest and charges. Existing Arbor Bank checking account required. New lines of credit only. Other conditions may apply. NMLS #473132

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